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Rates are calculated based on payroll |
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Twelve month rate guarantee |
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52, 116 or 156 week benefit periods available* |
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Combined benefit amounts from $100,000 to $1,000,000** |
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Includes weekly accident disability benefits (WAD), Accident medical benefits & accidental death and dismemberment benefits. (Occupational Disease/cumulative trauma is an option that can be added for additional premium) |
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Workers' Comp codes used in classifications or comparable job descriptions |
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Full-time and part-time employees covered |
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Combined deductible amounts of $500, $1000, $2500, $5000, $10,000 or $25,000. (Larger deductibles available upon request)* |
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Accidental loss of life has a maximum benefit of $150,000. Guaranteed 15% of combined benefits if all benefits used |
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Weekly accident disability elimination period 7 days, paid at 75% of weekly wage up to $700 |
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Hernia covered as any other injury if the result of an on-the-job injury |
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Disability must commence within 365 days of the injury in order to receive benefits |
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ERISA plan included |
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$10,000,000 per occurrence medical aggregate. $50,000,000 general policy aggregate |
