INSURABLE AND NON-INSURABLE CROPS
AND PLANTS
The insured plant inventory consists of all nursery plants shown on the eligible plant
list* that also meet requirements for insurability specified in the insurance policy.
Among these requirements:
- the nursery be a wholesale nursery;
- the plants be grown under irrigation unless specifically exempted;
- the plants be grown in an appropriate medium;
- the plants be grown in accordance with good nursery practices.
To be insured under the nursery crop insurance, the nursery plants cannot:
- be grown for sale as Christmas trees;
- be stock plants or plants being grown solely for buds, flowers or greenery; or
- be plants produced in a nursery container that contains two or more different genera, species, subspecies, varieties, or cultivars.
Plants producing edible fruits and nuts are insurable if the plants are available for sale
(harvest of the edible fruit or nuts does not affect insurability). We will inspect
your nursery before coverage begins.
A Peak Inventory Endorsement is available for an additional charge. It allows
producers to cover temporary increases in inventory. Growers declare the value of
the increase for the peak inventory period and pay a premium for the months the
endorsement is in effect.
A Rehabilitation Endorsement is available for insured field-grown crops
damaged by an insured cause of loss. Additional premiums apply.* Contact us for a complete list of eligible plants. |
